Coverage Levels

Reimbursement for covered Emergency Medical expenses incurred during your Trip.

Whether you need emergency medical care or emergency arrangements to return home, our emergency assistance coordinators, doctors and nurses can help you any time of day.

We cover your incidental hospital expenses (telephone calls, television rental) while you are hospitalized for at least 48 hours.

When pre-approved, we provide coverage for your return to your home province because of your medical condition.

We provide coverage for emergency dental treatment. Coverage up to $1000 for an accidental blow to the face or mouth and up to $300 for other cause.

If you do not have GHIP for the full duration of your trip, your aggregate limit for all emergency medical benefits will be $20,000.

If you are travelling alone and admitted to hospital for 3 or more days we will cover flights, insurance and subsistence for someone to be with you.

If you are hospitalized for more than 24 hours while on a trip, we will cover the extra cost for your dependent to be returned to their departure point.

If you are unable to drive your vehicle to the original departure point due to an emergency, we will cover the reasonable cost to return the vehicle to your residence.

If you are travelling with a domestic dog or cat while on your trip and you must return to your home province because of a medical condition, we will cover the cost of one-way transportation of your pet to your departure point.

Your very own personal assistant available 24/7. Ticket bookings, dinner reservations, bank services, driving directions, travel advice and much more.

Re-book flights, make last minute hotel reservations or receive assistance with virtually any travel-related problem.

A dedicated team for timely, accurate, and efficient follow-up for tracking down lost luggage.