Frequent Traveller Insurance

1Cover Travel Insurance offers all types of coverage for your travelling needs including a comprehensive Frequent Traveller Policy.

Frequent Traveller Insurance Features & Benefits

Whether it's for pleasure, business, or both, sometimes you may need to travel more often than normal. It is always a good idea to be covered in case something happens, especially if you are travelling frequently. 1Cover Travel Insurance offers all types of coverage for your travelling needs, including a comprehensive Frequent Traveller Policy.

We've worked in the travel insurance industry for over 10 years and have serviced over one million customers from around the globe. We offer Annual BorderHop, Emergency Medical, All Inclusive as well as Visitors to Canada policies.

With 1Cover's Frequent Traveller Policy, you can choose from 9, 16 or 30-day durations, for an unlimited number of trips. That means, if you choose a 16 day policy, you will be covered unlimited trips that you take in a 12 month period, as long as each trip is 16 days or less. And if you choose a 16 day policy but need to take a 20 day trip, you simply give us a call and pay for the additional days. With our Frequent Traveller, you can travel with peace of mind that if anything happens, not only will we cover your medical expenses, but we'll take care of much more. We will also take care of emergency assistance, lost or damaged luggage, emergency dental, travel accidents and more. Like with all of our plans, you will also enjoy additional benefits of 24/7 concierge, bag tracking and LiveTravel™ assistance.


Our Frequent Traveller policy offers the following product features and benefits:

  • Emergency Medical Coverage: Covers emergency medical expenses, non-GHIP emergency expenses, hospital expenses, emergency evacuation, ambulance, and emergency dental for injury and sickness. Plus, pet return, return of dependent children, return of vehicle, return to trip destination, and return of remains are also available.

  • Trip Cancelation or Interruption: Eligible benefits for trip interruption, next occupancy, trip delay, and supplier default.

  • Baggage Insurance: We provide cover for your luggage and personal effects and will even help you get replacements for necessary personal items if your baggage is delayed.

  • Assistance Services: Our policy coverage includes LiveTravel™ Emergency Assistance, 24 Hour Emergency Assistance and Concierge Service. 

  • Optional Coverage: In addition we offer optional benefits including collision damage waiver coverage. We also offer business protector coverage that includes lost or stolen business equipment, business equipment delay, emergency business equipment rental, emergency document courier, cruise and tour protector, transportation and subsistence allowance. 


Our Frequent Traveller Policy provides cover for emergency medical, luggage and personal belongings, and more. Explore our Table Of Benefits to see all the cover provided.

Table Of Benefits


Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

Policy Wording




FAQs About Frequent Traveller Trip Cover

  • How Do I Know If I Am Eligible For The Frequent Traveller Policy?
  • To be eligible for this coverage you must have purchased your policy prior to your departure date, but no more than 120 days prior to your vacation start date. You much also have purchased your policy from us for the full duration of the trip and for the full value of your non-refundable prepaid travel arrangements.

  • What's Covered With This Policy?
  • Emergency medical coverage 
    Trip cancellation, interruption and trip delay coverage 
    Flight accident and travel accident coverage 
    Baggage and personal effects coverage, and more.

  • I Have A One-Year-Old Child - Can My Child Be Added To My Medical Insurance?
  • The medical coverage as described in the policy will be extended to your child at no extra cost - as long as your child is between 15 days and two years, does not occupy a seat, is a member of your family, and travels with you.

  • How Many Trips Does Frequent Travel Insurance Cover In A Year?
  • Frequent travel insurance covers an unlimited amount of trips in a year. You have the option to choose between 9, 16, and 30 day trip lengths. Plus, you don't have to let us know each time you go on a trip, as you are automatically covered for all your trips in a given year. If one of your trips is longer than your chosen plan, simply give us a call and top-up your policy to cover the additional days.

  • Is Frequent Travel Insurance Cheaper Than Individual Trip Insurance?
  • Yes, if you travel often, this policy can save up to 40 percent on your total travel insurance expenses, making it easy for you to get in one more trip if you'd like!

Further Reading

Getting a good deal on your travel insurance is all about knowing the cover you need and understanding excess.

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Travel Insurance to Bali


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Travel Insurance to Europe



Why Choose 1Cover Travel Insurance?

BagTrak Service

Lost luggage is an unfortunate reality of travelling. Don't spend your holiday on the phone with the airline, BagTrak services can help to locate and deliver lost or delayed luggage.



One Million Customers

We are proud to say that we have provided cover to over one million customers around the world. We have a travel insurance policy to suit your needs.


Concierge Service

If you need help trying to find hard-to-get tickets to concerts or sporting events while travelling, our Concierge Service is available 24/7 to help you do all of these and more!


LiveTravel Team

If something goes wrong while you are travelling our LiveTravel™ team will assist you with most travel-related problems, such as re-booking flights, making last minute hotel reservations, land transportation, and more.

Coverage For The Family

Children under 21 are covered at no additional cost on our BorderHop™ and Medical plans. Up to 5 children are covered at no additional cost when travelling with two adults. Children must be related to, and accompanied by the policy holder or primary insured.

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.